02388 中銀香港
按盘价 
28.900 +0.750 (+2.664%) 盈利能力分析
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 资产回报率 (%) | 0.948% | 0.869% | 0.710% | 0.660% | 0.835% |
| 股东资金回报率 (%) | 11.606% | 10.557% | 8.679% | 7.809% | 9.309% |
基本指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 净利息收益率 (%) | 1.46% | 1.53% | 1.25% | 1% | 1.16% |
| 净息差 (%) | 1.07% | 1.12% | 1.08% | 1.06% | 1.27% |
| 资本充足比率 (%) | 22% | 21.18% | 21.52% | 21.44% | 22.1% |
| 第一级资本比率 (%) | 20.02% | 19.02% | 19.3% | 19.11% | 19.67% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | -- | -- | -- | -- | -- |
经营表现指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 利息支出 / 利息收入比率 (%) | 62.468% | 60.247% | 39.235% | 20.738% | 30.424% |
| 其他经营收入 / 经营收入比率 (%) | 26.552% | 22.016% | 28.525% | 34.790% | 36.230% |
| 成本 / 收入比率 (%) | 24.552% | 25.355% | 31.264% | 33.496% | 30.009% |
贷款及存款指标
| 2024/12 | 2023/12 | 2022/12 | 2021/12 | 2020/12 | |
| 流动资金 / 客户存款比率 (%) | 22.479% | 16.252% | 22.514% | 19.970% | 21.235% |
| 呆坏帐准备 / 客户贷款比率 (%) | 0.892% | 0.865% | 0.698% | 0.618% | 0.612% |
| 贷存比率 (%) | 61.249% | 67.458% | 68.853% | 68.173% | 68.173% |
| 客户贷款 / 总资产比率 (%) | 39.623% | 43.620% | 44.641% | 43.666% | 44.827% |
| 备注： | 实时报价更新时间为10/04/2025 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | HKD 38,233,000 |
| 增长率 | 16.838% |
| 每股盈利/(亏损) | HKD 3.616 |
| 每股账面资产净值 ($) | HKD 32.037 |