| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 480,903,000 | -5.379% | 508,243,000 | 498,327,000 | 474,240,000 | 451,567,000 |
| Interest Expense | (199,283,000) | -10.281% | (222,120,000) | (216,524,000) | (200,647,000) | (182,185,000) |
| Net Interest Income | 281,620,000 | -1.574% | 286,123,000 | 281,803,000 | 273,593,000 | 269,382,000 |
| Other Operating Income | 74,217,000 | 17.833% | 62,985,000 | 61,091,000 | 61,795,000 | 49,725,000 |
| Total Operating Income | 355,837,000 | 1.927% | 349,108,000 | 342,894,000 | 335,388,000 | 319,107,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 355,837,000 | 1.927% | 349,108,000 | 342,894,000 | 335,388,000 | 319,107,000 |
| Operating Expenses | (224,715,000) | -0.611% | (226,096,000) | (225,142,000) | (208,680,000) | (190,995,000) |
| Impairment Losses on Loans & Advances | (32,434,000) | 8.056% | (30,016,000) | (26,883,000) | (37,588,000) | (28,728,000) |
| Other Impairment Losses | (496,000) | -- | 1,571,000 | 712,000 | 2,241,000 | (17,930,000) |
| Operating Profit / (Loss) | 98,192,000 | 3.833% | 94,567,000 | 91,581,000 | 91,361,000 | 81,454,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 29,000 | 16.000% | 25,000 | 18,000 | 3,000 | 0 |
| Profit / (Loss) before Taxation | 98,221,000 | 3.836% | 94,592,000 | 91,599,000 | 91,364,000 | 81,454,000 |
| Taxation | (10,598,000) | 34.561% | (7,876,000) | (5,175,000) | (6,009,000) | (4,922,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (219,000) | -7.595% | (237,000) | (154,000) | (131,000) | (362,000) |
| Others | (7,161,000) | 12.914% | (6,342,000) | (5,316,000) | (4,278,000) | (2,952,000) |
| Profit / (Loss) Attributable to Shareholders | 80,243,000 | 0.132% | 80,137,000 | 80,954,000 | 80,946,000 | 73,218,000 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 11,608,000 | 1.950% | 11,386,000 | 12,129,000 | 11,413,000 | 9,037,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 73.000 | -9.877% | 81.000 | 83.000 | 85.000 | 78.000 |
| DPS (cts) | 21.830 | -- | 26.160 | 26.100 | 25.790 | 24.740 |
| Dividend Payout Ratio (%) | 29.904% | -- | 32.296% | 31.446% | 30.341% | 31.718% |
| Cash flow per share ($) | 3.728 | -- | 4.006 | 2.700 | 5.141 | 1.203 |
| NBV per share ($) | 8.411 | -- | 8.367 | 7.915 | 7.406 | 7.405 |
| Remarks: | Real time quote last updated: 30/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 80,243,000 |
| %Change | 0.132% |
| EPS / (LPS) | RMB 0.730 |
| NBV Per Share (¥) | RMB 8.411 |