| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 1,153,262,000 | -7.112% | 1,241,557,000 | 1,247,366,000 | 1,170,573,000 | 1,057,334,000 |
| Interest Expense | (580,488,000) | -10.924% | (651,675,000) | (630,133,000) | (526,904,000) | (451,914,000) |
| Net Interest Income | 572,774,000 | -2.900% | 589,882,000 | 617,233,000 | 643,669,000 | 605,420,000 |
| Other Operating Income | 168,097,000 | 21.205% | 138,688,000 | 128,382,000 | 113,841,000 | 159,286,000 |
| Total Operating Income | 740,871,000 | 1.688% | 728,570,000 | 745,615,000 | 757,510,000 | 764,706,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 740,871,000 | 1.688% | 728,570,000 | 745,615,000 | 757,510,000 | 764,706,000 |
| Operating Expenses | (227,225,000) | 1.540% | (223,779,000) | (220,152,000) | (219,991,000) | (219,182,000) |
| Impairment Losses on Loans & Advances | (148,156,000) | 24.566% | (118,938,000) | (144,682,000) | (139,741,000) | (167,949,000) |
| Other Impairment Losses | 14,797,000 | -- | (2,060,000) | 7,445,000 | (15,273,000) | (766,000) |
| Operating Profit / (Loss) | 380,287,000 | -0.914% | 383,793,000 | 388,226,000 | 382,505,000 | 376,809,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 336,000 | -42.466% | 584,000 | 1,151,000 | 1,194,000 | 1,603,000 |
| Profit / (Loss) before Taxation | 380,623,000 | -0.977% | 384,377,000 | 389,377,000 | 383,699,000 | 378,412,000 |
| Taxation | (40,833,000) | -15.099% | (48,095,000) | (56,917,000) | (58,836,000) | (74,484,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (884,000) | 25.390% | (705,000) | 193,000 | (136,000) | (1,415,000) |
| Others | (5,420,000) | -23.748% | (7,108,000) | (5,110,000) | (4,538,000) | (4,538,000) |
| Profit / (Loss) Attributable to Shareholders | 333,486,000 | 1.527% | 328,469,000 | 327,543,000 | 320,189,000 | 297,975,000 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 29,302,000 | -3.070% | 30,230,000 | 29,081,000 | 28,482,000 | 27,295,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 130.000 | -0.763% | 131.000 | 131.000 | 128.000 | 119.000 |
| DPS (cts) | 38.870 | -- | 40.300 | 40.000 | 38.900 | 36.400 |
| Dividend Payout Ratio (%) | 29.900% | -- | 30.763% | 30.534% | 30.391% | 30.588% |
| Cash flow per share ($) | 8.205 | -- | 1.352 | 2.571 | 3.914 | 1.747 |
| NBV per share ($) | 13.469 | -- | 12.888 | 12.040 | 11.101 | 10.193 |
| Remarks: | Real time quote last updated: 30/03/2026 16:11 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 333,486,000 |
| %Change | 1.527% |
| EPS / (LPS) | RMB 1.300 |
| NBV Per Share (¥) | RMB 13.469 |