| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Interest Income | 32,968,000 | -17.185% | 39,809,000 | 39,685,000 | 24,848,000 | 18,055,000 |
| Interest Expense | (17,646,000) | -24.201% | (23,280,000) | (22,811,000) | (11,340,000) | (6,870,000) |
| Net Interest Income | 15,322,000 | -7.302% | 16,529,000 | 16,874,000 | 13,508,000 | 11,185,000 |
| Other Operating Income | 5,697,000 | 28.022% | 4,450,000 | 3,872,000 | 4,446,000 | 5,098,000 |
| Total Operating Income | 21,019,000 | 0.191% | 20,979,000 | 20,746,000 | 17,954,000 | 16,283,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 21,019,000 | 0.191% | 20,979,000 | 20,746,000 | 17,954,000 | 16,283,000 |
| Operating Expenses | (9,821,000) | 1.941% | (9,634,000) | (9,432,000) | (9,224,000) | (9,321,000) |
| Impairment Losses on Loans & Advances | (5,526,000) | 7.259% | (5,152,000) | (5,164,000) | (5,416,000) | (1,471,000) |
| Other Impairment Losses | (116,000) | -73.696% | (441,000) | (1,051,000) | (510,000) | (208,000) |
| Operating Profit / (Loss) | 5,556,000 | -3.408% | 5,752,000 | 5,099,000 | 2,804,000 | 5,283,000 |
| Change in FV & Impairment on Inv. Prop. | (723,000) | 398.621% | (145,000) | (86,000) | (179,000) | (132,000) |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | (1,000) | -- | 38,000 | 4,000 | 1,461,000 | 1,219,000 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (305,000) | -- | 195,000 | 293,000 | 855,000 | (234,000) |
| Profit / (Loss) before Taxation | 4,527,000 | -22.483% | 5,840,000 | 5,310,000 | 4,941,000 | 6,136,000 |
| Taxation | (995,000) | -17.836% | (1,211,000) | (1,174,000) | (563,000) | (823,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (31,000) | 47.619% | (21,000) | (18,000) | (19,000) | (43,000) |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 3,501,000 | -24.023% | 4,608,000 | 4,118,000 | 4,359,000 | 5,270,000 |
| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Depreciation & Amortisation | 892,000 | -1.870% | 909,000 | 831,000 | 882,000 | 980,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 122.000 | -19.737% | 152.000 | 132.000 | 132.000 | 153.000 |
| DPS (cts) | 61.000 | -- | 69.000 | 54.000 | 81.000 | 70.000 |
| Dividend Payout Ratio (%) | 50.000% | -- | 45.395% | 40.909% | 61.364% | 45.752% |
| Cash flow per share ($) | 6.450 | -- | (0.287) | (6.341) | 0.397 | 3.315 |
| NBV per share ($) | 39.878 | -- | 38.190 | 36.969 | 35.813 | 34.824 |
| Remarks: | Real time quote last updated: 16/02/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 3,501,000 |
| %Change | -24.023% |
| EPS / (LPS) | HKD 1.220 |
| NBV Per Share ($) | HKD 39.878 |